Chocolate Chip Loaf Cake Recipe

We absolutely love diving into a classic chocolate chip loaf cake, that perfect blend of tender crumb and melty chocolate goodness that’ll brighten any day. Originating from simple American baking traditions, it’s become a go-to treat for cozy mornings or impromptu gatherings.

This easy recipe lets us create something magical with everyday ingredients, proving that homemade baking doesn’t have to be complicated. We’re confident you’ll enjoy every bite as much as we do.

Ingredients

To create our irresistible chocolate chip loaf cake with its tender crumb and bursts of melted chocolate, we start by gathering these key ingredients in the order they’re used during preparation. This ensures a smooth baking process and highlights the simple yet flavorful elements of this American favorite.

  • 2 cups all-purpose flour: Sifted, as the base for our batter to provide structure and a light texture.
  • 1 cup granulated sugar: For creaming with butter, adding the perfect sweetness that complements the chocolate.
  • 1/2 cup unsalted butter: Softened to room temperature, to cream smoothly and create a rich, moist foundation.
  • 2 large eggs: At room temperature, beaten in one at a time to incorporate air and enhance the cake’s rise.
  • 1 teaspoon baking powder: Fresh, to help the loaf rise evenly and achieve that classic fluffy consistency.
  • 1/2 teaspoon baking soda: For additional lift and a subtle tang that balances the sweetness.
  • 1/2 teaspoon salt: To enhance overall flavors and bring out the chocolate’s depth.
  • 1 teaspoon vanilla extract: Pure variety, added for aromatic warmth that ties the ingredients together.
  • 1 cup milk: Whole milk, at room temperature, to create a pourable batter with just the right moisture.
  • 1 cup chocolate chips: Semi-sweet, folded in last to distribute evenly and deliver gooey chocolate pockets in every slice.

Instructions

With our carefully selected ingredients in hand, we’re excited to guide you through preparing this irresistible chocolate chip loaf cake, ensuring every step leads to a moist, flavorful result that delights the senses.

Prep the Batter

First, preheat your oven to 350°F (175°C) to create the perfect baking environment. In a large mixing bowl, whisk together 2 cups of sifted all-purpose flour, 1 teaspoon of baking powder, ½ teaspoon of baking soda, and ½ teaspoon of salt until the dry ingredients are evenly combined and free of lumps, forming a light, fluffy base that promises a tender crumb.

Next, in a separate bowl, cream 1 cup of softened unsalted butter with 1 cup of granulated sugar using an electric mixer on medium speed for about 2-3 minutes until the mixture is pale and fluffy, capturing that rich, buttery aroma that hints at the cake’s comforting taste. Add 2 large eggs one at a time, beating well after each addition, then stir in 1 teaspoon of vanilla extract for a warm, aromatic depth.

Gradually pour in 1 cup of whole milk, alternating with the dry ingredients mixture in three parts, mixing on low speed just until incorporated to avoid overmixing and keep the batter smooth and velvety. Finally, gently fold in 1 cup of semi-sweet chocolate chips using a spatula, distributing them evenly so each bite bursts with gooey, melted chocolate goodness that elevates the cake’s indulgent texture.

Bake the Cake

Lightly grease and flour a 9×5-inch loaf pan, then pour the batter into it, smoothing the top with a spatula for an even rise. Place the pan in the preheated oven and bake for 50-60 minutes, or until a toothpick inserted into the center comes out clean with a few moist crumbs, filling your kitchen with the irresistible scent of warm chocolate and vanilla.

To ensure even baking, rotate the pan halfway through the cooking time, allowing the cake to develop a golden-brown crust that contrasts beautifully with its soft, interior melt-in-your-mouth quality.

Cool and Serve

Once baked, remove the loaf pan from the oven and let the cake cool in the pan for 10 minutes on a wire rack, allowing the flavors to settle and the structure to firm up slightly. Carefully transfer the cake to the wire rack to cool completely for another 1-2 hours, preventing it from becoming soggy and preserving its light, airy texture.

When ready to serve, slice the cooled cake into thick pieces and enjoy the contrast of its crisp exterior with the soft, chocolate-flecked interior, perfect for casual gatherings or a simple treat that showcases the timeless appeal of our chocolate chip loaf cake.

Equipment Needed

To bake our delicious chocolate chip loaf cake successfully, we rely on a few key pieces of equipment that ensure precision and ease throughout the preparation and baking process. Below, we’ve compiled a list of essential items, each chosen for its role in achieving that perfect tender texture and rich chocolate flavor.

  • Mixing Bowls: We recommend using at least two medium-sized mixing bowls—one for dry ingredients and one for wet—to keep our batter organized and prevent any cross-contamination, promoting a smooth and lump-free mixture.
  • Measuring Cups and Spoons: Accurate measurements are crucial for our recipe, so we always use a set of standard measuring cups and spoons to portion out ingredients like flour, sugar, and milk precisely, ensuring consistent results every time.
  • Electric Mixer or Hand Whisk: For creaming butter and sugar effectively, we suggest an electric mixer for speed and efficiency or a sturdy hand whisk if you prefer a more hands-on approach, helping to incorporate air for a light, fluffy cake base.
  • Loaf Pan: A standard 9×5 inch loaf pan is essential for our chocolate chip loaf cake, as it provides the ideal shape and depth for even baking and a beautiful golden-brown crust that contrasts wonderfully with the soft interior.
  • Spatula: We use a flexible rubber spatula to fold in the chocolate chips gently, preserving the batter’s texture and ensuring even distribution without overmixing.
  • Oven: A reliable conventional or convection oven preheated to the correct temperature is key to baking our cake evenly, transforming simple ingredients into a moist, irresistible treat.
  • Cooling Rack: After baking, we place the cake on a wire cooling rack to allow air circulation, which helps maintain its tender crumb and prevents sogginess for the best slicing and serving experience.

With these tools at hand, we’re set to create a homemade chocolate chip loaf cake that’s as enjoyable to make as it is to eat.

Make-Ahead and Storage

One of the joys of our chocolate chip loaf cake is its versatility for busy schedules. We often prepare it in advance to enjoy fresh-baked flavor whenever the craving strikes. Below, we outline simple, effective strategies to make this treat ahead and store it properly, ensuring it retains its tender crumb and rich, melty chocolate chips.

Make-Ahead Tips

To streamline your baking, make-ahead preparation allows you to focus on the fun part—enjoying the cake. Here’s how we do it:

  • Prepare the batter in advance: Mix the batter up to 24 hours ahead. Cover it tightly with plastic wrap and refrigerate it in a bowl. When ready to bake, let it sit at room temperature for 15-20 minutes to soften, then proceed with folding in the chocolate chips and baking as directed. This keeps the batter fresh while preserving the cake’s light, fluffy texture.
  • Bake the cake fully ahead: After baking and cooling the loaf completely on a rack, wrap it tightly in plastic wrap or aluminum foil. You can store it like this for up to 2 days at room temperature before serving. The cake’s moist interior and crisp exterior remain intact, delivering that irresistible contrast of soft chocolate bites.

Storage Instructions

Proper storage is key to maintaining the cake’s delightful senses—its warm, buttery aroma and gooey chocolate chips. We recommend these methods based on your needs:

  • Room temperature storage: For short-term enjoyment, store the cooled cake in an airtight container at room temperature. It stays fresh for 2-3 days, perfect for casual snacking where the chocolate chips soften slightly for enhanced flavor.
  • Refrigerator storage: If you need longer hold, wrap the cake securely and refrigerate it. It will keep for 5-7 days. Before serving, let it sit out for 30 minutes to restore its tender, melt-in-your-mouth quality without drying out.
  • Freezer storage: For extended make-ahead options, freeze the cake for up to 3 months. First, wrap it tightly in plastic wrap, then in foil to prevent freezer burn. Thaw overnight in the refrigerator and warm gently in the oven at 300°F (150°C) for 10 minutes to revive its fresh-baked aroma and soft texture.
Storage Method Duration Key Tips
Room Temperature 2-3 days Use an airtight container to preserve moisture and flavor.
Refrigerator 5-7 days Wrap tightly to avoid staleness; let it reach room temperature before eating.
Freezer Up to 3 months Double-wrap for protection; thaw slowly for best results.

Conclusion

We’re thrilled you’ve joined us on this baking adventure with our chocolate chip loaf cake. It’s more than a recipe—it’s a simple way to bring warmth and joy into your kitchen.

Trust us, once you’ve tried it, this treat will become a go-to favorite for cozy moments. We can’t wait to hear how yours turns out, so grab those ingredients and start baking today!

Frequently Asked Questions

What is a chocolate chip loaf cake?

A chocolate chip loaf cake is a classic American baked treat with a tender, moist texture and pockets of melted chocolate chips. It’s rooted in simple baking traditions, offering a comforting, homemade flavor that’s perfect for casual occasions or everyday enjoyment.

What ingredients are needed for a chocolate chip loaf cake?

You’ll need basic pantry staples like sifted all-purpose flour, granulated sugar, softened unsalted butter, large eggs, baking powder, baking soda, salt, vanilla extract, whole milk, and semi-sweet chocolate chips. These ingredients combine to create a rich, flavorful batter that’s easy to prepare.

How do you make a chocolate chip loaf cake?

Start by preheating your oven and mixing dry ingredients. Cream butter and sugar, add eggs and vanilla, then alternate adding dry ingredients with milk to form a smooth batter. Fold in chocolate chips, pour into a greased loaf pan, and bake until golden brown. Cool before slicing for the best texture.

What equipment is needed to bake a chocolate chip loaf cake?

Essential tools include mixing bowls, measuring cups and spoons, an electric mixer or whisk, a standard loaf pan, a flexible spatula, a reliable oven, and a cooling rack. These items ensure even baking and help achieve a perfect, tender crumb.

Can I make chocolate chip loaf cake ahead of time?

Yes, you can prepare the batter up to 24 hours in advance and refrigerate it, or bake the cake fully and store it. This makes it ideal for busy schedules, allowing you to enjoy fresh-baked goodness whenever you like.

How should I store chocolate chip loaf cake?

Store the cooled cake in an airtight container at room temperature for 2-3 days, in the refrigerator for 5-7 days, or freeze for up to 3 months. Proper wrapping helps maintain its moist texture and fresh aroma for the best taste.